Unlock Your Maximum
Growth Potential
We offer a comprehensive range of financial services to meet your diverse needs, from mortgage lending and retirement planning to vacation rental consulting, energy efficient consultations, and more.
Our Services
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Insurance
People often talk about insurance as “protection,” but it’s really a form of risk mitigation. It ensures that, no matter what twists and turns come with life, clients have a safety net in place. Whether it’s life, long-term care, disability, or an annuity – insurance can provide resources when most needed.
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Retirement Income Planning
We believe an enjoyable and lasting retirement depends on having a stable retirement income. After looking at your unique financial situation, our firm will design a retirement plan that helps you create an income you won’t outlive—one that maximizes the value of your assets and preserves a legacy.
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Social Security
Choosing when and how to draw Social Security can be a tough decision. It's crucial to know your options in order to maximize your benefits, and not let your hard-earned money go to waste.
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Legacy Planning
Legacy planning can be an emotional and complex series of decisions. If you want to leave your assets to heirs, a charity, or want to develop a business succession plan, we can help design a strategy to accomplish this goal.
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Tax Minimization Strategies
Taxes will always be a part of life. We partner with a CPA to review your assets and see if strategies to reduce taxes might apply in your situation. Every dollar saved today can work for you in retirement.
I'm Mike Fake
I've been helping clients finance and purchase their homes for over two decades. I am a father of 2 amazing kids and actively involved in my community. When not working you can find us surfing and hanging out at the beautiful beaches in Encinitas, camping all over San Diego or in the Mountains chasing fresh snow!
Customer Reviews
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"Mike was there from start to finish. He was quick to answer questions no matter what day or time. Totally supportive through the entire process. Great job Mike!"
David H. Encinitas, CA
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"Love the emails telling me where we were at every milestone. Loved that Mike answered my called 24.7 or called me back! Great team player."
Laurie G. Encinitas, CA
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"I will only go to Mike for my financing as he makes the process of getting a loan or refinancing as easy as it can be. He always gets the lowest rate and the least amount of loan costs. Five stars for sure."
Chris A.
