What My Clients Say

“Mike and his team was an absolute pleasure to work with in getting our loan secured for our first home. We constantly heard of all the nightmares that our friends went through to get to the finish line with their loans, but our experience was nothing like that. The attentiveness and efficiency that he and his team showed made the process seamless and comfortable for us. So much so that I happily refer Mike to any of my friends and clients who need help with their mortgage needs. Thanks Mike!”

“Mike and his team made my first time as a new home buyer super easy. The experience was great and the knowledge he shared about different loan programs really helped me out to make the best decision.”

“As a first-time homebuyer, we were overwhelmed by the process and were fortunate to have been referred to Mike and his team. Mike walked us through the process and was available to address any questions that we had. The results exceeded our expectations and we could not be happier. We appreciated Mike’s efforts and communication throughout the process. We look forward to working with him in the future.”

“Mike was an outstanding partner during our lending process. He and his team guided us through every step, making sure we were informed and comfortable with every decision. He secured a great rate for us and gave us peace of mind in purchasing our first home. We strongly recommend Mike and look forward to working with him again!”

“Mike & his assistant Kelly were so supportive and truly a crucial part of our first time home buying experience. Without their guidance, sense of urgency and availability literally day and night, we would not have been able to fulfill our dream of owning our very first home. Not only did Kelly and Mike respond right away to all questions and concerns, they were always friendly and informative in dealing with our 'learning curve' as first timers. Mike provided a pre-approval letter for us in less than 24 hrs to submit with our offer and was able to bring our escrow to close in 21 short days. I highly recommend this outstanding team! Thanks again Mike & Kelly, you're the best!”

“We worked with Mike for the initial purchase of our home and the refinance of it. He was fantastic each step of the process. As first time home buyers, we required quite a bit of explanation on most aspects of the process and Mike took all the time we needed to make sure we fully understood everything. During the refinance process Mike worked hard to get us the best possible rate. We will definitely be using Mike as we look to expand with our growing family!”

“Mike Fake is the best person to deal with your mortgages. I tried few banks for my refinance and waited a couple of weeks with no response but Mike helped me out within couple of days. Such a professional person. Thank you Mike.”

“I work with Mike on purchasing a investment home up in Temecula Wine Country. Mike and his staff were great to work with. They helped me with a few obstacles that other lenders said was a huge issue. Mike knows his stuff he got the loan done we have our Dream Home up in Temecula Wine Country minutes from all the wineries. They answered all my questions promptly or other lenders waited three four five days. When time was the essence with purchasing this particular home. I would highly recommend Mike and his staff with all of your needs very professional. Thank you again you guys did a great job!”

“Mike Fake is an extraordinary mortgage expert with unparalleled professionalism. I've had the privilege of collaborating with him for over 15 years and can attest to his unwavering dedication and integrity. As my career has required me to relocate across the United States, Mike has been an invaluable resource in facilitating home purchases in various regions. Not only is he incredibly responsive, but he also tirelessly commits himself to ensuring each transaction is seamless and advantageous for his clients. His high level of integrity instills a sense of trust that is indispensable in the complex landscape of mortgage lending. Mike consistently goes above and beyond to make the home-buying experience as efficient and stress-free as possible.”

“We have worked with Mike Fake and his team at RPM Mortgage for a home purchase, 2 refis and several pre-qualifications. We couldn't be happier with the service Mike Fake and his team provide. I'm self employed and getting a loan can sometimes be tricky, Mike and his team were able to get us a great rate and assist us in getting documentation together to put us in the best position to get our loan approved. They communicate every step of the way, make sure we are informed on what is going on and thoroughly explain the details of the loan. Excellent service all around!”

“Mike and his team are extremely proficient and well organized. He helped us out in a pinch, told us all the options, costs, and risks, and worked with us to match a competitive rate we'd received. Highly recommend him for securing a new loan with competitive pricing and fees. Great lender!”

“Working with Mike Fake has been a fantastic experience. As anyone who has recently taken out a mortgage can attest, applying for a mortgage these days is a tedious and frustrating process typically. Mike made the process easy along every step of the process and was always available to answer questions or help when needed. My family and I were moving across the country and had many things to worry about but since I was working with Mike, the mortgage piece was not one of them. I highly recommend Mike and his team and I will definitely use him again in the future.”

“I had some obstacles to financing my investment property. I was leveraging one for a down payment while struggling to correct some stolen identity fraud. Hurdles kept popping up and Mike and his crew saw me through them all. Kelly was especially helpful printing and reprinting all the documents that were needed. It would have been very easy for them to give up on this purchase, I did on a few occasions, but they never did and saw it through. Thanks for all the help Mike!”

“I've used Mike twice and he always delivers. The first time he negotiated a sticky condo HOA issue with the underwriter. The second time I needed cash from my refi and Mike made sure I got a fair appraisal.”

“As a real estate investor for over 20 years I've had a lot of experiences with mortgage brokers. Mike has always made what is normally a very difficult and frustrating process rather painless. I've done over 7 deals with Mike and I can't recommend him enough”

“Mike and his team moved tremendously fast and with great precision to get my loan closed. We were in a very competitive market trying to close on a house that had multiple offers and needed a strong loan that could close quickly. Mike and his team were super-responsive, helpful, friendly, and professional. Highly recommend Mike and RPM!”

“I've worked with Mike on multiple occasions. I could not recommend him more. My first transaction involved the sale of our old house and purchase of a new one. Given this, there was some tricky timing necessitating a 15 day escrow. Mike and his team worked diligently to close on time. Mike also helped us with a refinance that significantly reduced our interest rate and monthly payment. If you are looking for an attentive, honest, exceptionally fair, knowledgeable, and hard working lender, look no further.”

“Mike helped me tremendously when I needed to secure a mortgage on short notice. I had applied through one of the large banks where I also have my investments and they couldn't get an approval in a timely manner. My contract on the house I wanted to buy was about to expire when I called Mike and he and his team got my appraisal done and mortgage approved (same rate as the bank I was working with) with minimal closing costs in short order. Painless process - awesome service! I would go to Mike again in a heartbeat.”

“Mike was great to work with. He was very professional and explained the entire process from start to finish. Mike was also available at all times when I had questions. Highly recommend working with Mike if you are going through the home buying…”

“It was a pleasure working with Mike, he kept me informed and on task throughout the process. Good experience.”

“Mike and his team are exceptional! Kind people and answer all your questions. Mike is very knowledgeable and trustworthy. I wouldn't use anyone else for our real estate needs!”

“Mike is always a pleasure to work with. He finds the best rates, is helpful in helping understand a confusing process, and replies promptly to all my questions.”

“great team very quick to respond to any questions we had”

“Mike made a very new and confusing experience for me understandable. And EXPEDITED the process without even asking. Thank you to Mike for staying on top of all the details.”

“Smooth process, helping me navigate and feel comfortable with the whole process. Lucky to have found them and can’t wait to work with them again in the future.”

“Mike Fake was a great partner through the process!”

“Easy and fast communication. Readily available for question that came up.”

“Mike walked my wife and I work through a difficult and handled everything in a professional way. We were approved quickly with his help.”

“Love the emails telling me where we were at every milestone. Loved that Mike answered my called 24.7 or called me back! Great team player”

“Mike made our mortgage process extremely easy. He was always attentive and answered our questions quickly and efficiently. I highly recommend Mike for any mortgage need. We are so grateful to him and his staff for helping us secure our dream second vacation home!”

“Mike is a Pro on Finances Services”

“Mike is an excellent professional to work with. I am in good hands and would recommend him any day.”

“Great experience, easy to work with.”

“Mike is very kind, professional and pro-active in all matters! I really enjoy working with him.”

“Mike is extremely competent and has integrity.”

“Mike is extremely knowledgeable and takes the time to educate you, answer questions and make sure you fully understand the loan process. He works very hard to make sure you get the best loan possible. He is professional, friendly, has great communication and truly wants what’s best for you.”

“Mike helped us to get our mortgage approval on 2022. He did a great job for us and we were lucky to know him and work with him. 5 stars no question”

“Very knowledgeable and helpful with different mortgages we needed when buying our place in Carlsbad”

“Mike has been from the start, nothing short of professional and helpful. This process isn't easy and there are always a ton of questions. Mike has been there quickly and answered all of them! Thanks Mike. You'll be recommended for sure.”

“Working with Mike made the whole process so much easier and comfortable. He was always available to answer questions and explained things. I highly recommend him. Thank you Mike!”

“Mike is wonderful! His kindness and guidance made the process very easy, from start to finish!”

“Mike is not only knowledgeable but a great person! I highly recommend his services with absolute no question at all! Integrity, honesty and his genuine presence are everything! You won’t be disappointed, go to the BEST first…”

“Great experience”

“Mike was absolutely phenomenal to work with. He and his team were incredibly responsive, always there when we needed them, and hand-held us through the whole lending process. We could not have asked for anything more!”

“Mike did an amazing job keeping us in the loop throughout the process and educating us in regards to the options. The loan closed in plenty of time, overall we were very happy.”

“Mike's been a great help in trying to get us our loan. Responsive, quick, knowledgable, and creative! I would recommend Mike to anyone getting a loan. I would use Mike in the future.”

“Mike knew the answers to any questions asked and was careful to work through the process with me only as fast as I was comfortable to go. He made a very complicated process simple and easy for me, and I never regretted any of the detail decisions that were made.”

“Mike was very thorough and responsive with every aspect of putting us into the right loan. He sat down with us in person to listen to our needs and expectations. He gave us options and recommendations and there was never any pressure only sound advice.”

“Mike is very low key and easy to talk to. He is very knowledgeable and helpful! He gave me the numbers I needed quickly to help me determine how big a mortgage I could handle. He was not pressuring me to get him this and that document and hurry up. Not at all. I recommend Mike if you are looking for a loan!”

“It was so easy and simple to work with Mike and his team. They moved quickly, kept track of all documents, and made our new dreams come true. I'd had a prior experience where I had to re-send documents over and over and experienced none of that with Mike. True professionals from start to finish.”

“Mike is not only extremely competent and easy to communicate with but he is also very calm and kind. The process was smooth and efficient. I would recommend working with him!”

“Mike was great to work with - he helped me secure a mortgage for my condo. Communication and timeliness (always important) were great as well. The rate offered was competitive and I've picked Mike against two other recommended lenders.”

“Mike was great for processing our loan. He obtained for us a rate much lower than our previous loan broker. In fact when I told her his rate she wanted his number. He got us through the laborious process better than expected”

“From the start Mike and his team were honest about my options. What he had said was possible and at the beginning was what I got at the end of the closing. Did not sugar code anything unrealistic.”